Communities  ›  Moneta
Community Guide

Moneta, Virginia

Smith Mountain Lake's commercial heart — the Westlake corridor's shopping and dining, and the lake's broadest range of homes, from water-access condos to premier waterfront estates.

Where Moneta sits

Moneta anchors the northern Franklin and Bedford County sides of Smith Mountain Lake — as odd as it sounds, Moneta spans both counties — and includes the Westlake corridor and the Halesford Bridge commercial area, the lake's main hubs for groceries, dining, medical care, and everyday errands. For many buyers it's the most convenient base on the lake: you're close to services without giving up pristine waterfront.

Everyday amenities

Westlake shopping and dining, Bridgewater Plaza on the water, marinas, medical offices, and quick access to Route 122. It's the part of the lake where day-to-day life is simplest.

Housing stock in Moneta

Moneta carries the widest spread of any community on the lake — water-access townhomes and condos, off-water single-family homes, and some of the lake's most significant waterfront estates. That range is exactly why it suits such different buyers, from first-time second-home owners to top-of-market waterfront purchasers.

Current Moneta listings — live from the MLS

These are the same live listings the site has always shown for Moneta, updated daily from the regional MLS.

41 matches found

$629,000
75 Nuthatch CIR, Moneta, VA 24121
View Photos (15)
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1120
Year Built: 1985
Area: 0490 - SML Franklin County
Subdivision: Weatherwood
Description: Adorable Lake Getaway nestled on a gentle lake lot. Great location to West...
Water ID: Smith Mtn Lake
Listing Office: LONG & FOSTER - SMITH MTN LAKE
Last Updated: September - 08 - 2026
$1,700,000
2455 Merriman Way RD, Moneta, VA 24121
View Photos (94)Virtual Tours (1)
# of Bedrooms: 4
# of Bathrooms: 3.1
Square Footage: 5082
Year Built: 1995
Area: 0490 - SML Franklin County
Subdivision: N/A
Description: LOCATION, LOCATION, LOCATION- This very special and unique, great for enter...
Water ID: Smith Mtn Lake
Listing Office: RE/MAX LAKEFRONT REALTY INC
Last Updated: September - 08 - 2026
$989,000
108 Pebble Brook LN, Moneta, VA 24121
View Photos (29)
# of Bedrooms: 3
# of Bathrooms: 3
Square Footage: 2860
Year Built: 2010
Area: 0690 - SML Bedford County
Subdivision: Pebblebrook
Description: Whether you're searching for Smith Mountain Lake getaway, income--producing...
Water ID: Smith Mtn Lake
Listing Office: LONG & FOSTER - SMITH MTN LAKE
Last Updated: September - 07 - 2026
$2,100,000
425 Park Way AVE, Moneta, VA 24121
View Photos (54)Virtual Tours (1)
# of Bedrooms: 4
# of Bathrooms: 3.1
Square Footage: 5197
Year Built: 2004
Area: 0490 - SML Franklin County
Subdivision: Park Place
Description: Luxury Lakefront Living in Prestigious Park Place Welcome to this except...
Water ID: Smith Mtn Lake
Listing Office: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Last Updated: September - 07 - 2026
$1,000,000
129 Leeward DR, Moneta, VA 24121
View Photos (70)Virtual Tours (1)
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 2400
Year Built: 1985
Area: 0490 - SML Franklin County
Subdivision: The Waterfront
Description: A rare blend of tranquility, location, and lakefront living -- a waterfront...
Water ID: Smith Mtn Lake
Listing Office: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Last Updated: September - 07 - 2026
$579,900
23 Brookside LN, Moneta, VA 24121
View Photos (52)
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1375
Year Built: 1973
Area: 0490 - SML Franklin County
Subdivision: Lakewood Forest
Description: Escape to lake life in this beautifully updated one-story, lakefront home o...
Water ID: Smith Mtn Lake
Listing Office: KELLER WILLIAMS REALTY LYNCHBURG
Last Updated: September - 07 - 2026
$1,499,700
175 Clubhouse Tower DR, Moneta, VA 24121
View Photos (67)Virtual Tours (1)
# of Bedrooms: 4
# of Bathrooms: 3
Square Footage: 2486
Year Built: 1982
Area: 0490 - SML Franklin County
Subdivision: Bernards Landing
Description: Set on a rare, flat point lot with breathtaking wide water views, this comp...
Water ID: Smith Mtn Lake
Listing Office: PROPERTY NAVIGATORS LLC
Last Updated: September - 07 - 2026
$959,900
125 Briarcliff DR, Moneta, VA 24121
View Photos (33)
# of Bedrooms: 3
# of Bathrooms: 3
Square Footage: 2909
Year Built: 1987
Area: 0690 - SML Bedford County
Subdivision: Beechwood West
Description: Charming waterfront log home with character inside and out, situated on a g...
Water ID: Smith Mtn Lake
Listing Office: RE/MAX LAKEFRONT REALTY INC
Last Updated: September - 06 - 2026
$1,597,500
Lakeside
View Photos (125)Virtual Tours (1)
# of Bedrooms: 5
# of Bathrooms: 4
Square Footage: 3922
Year Built: 2026
Area: 0490 - SML Franklin County
Subdivision: Compass Cove
Description: Located in the prestigious community of Compass Cove, this brand-new home o...
Water ID: Smith Mtn Lake
Listing Office: EXP REALTY LLC - SML
Last Updated: September - 06 - 2026
$679,900
381 Browns Point DR, Moneta, VA 24121
View Photos (10)
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 2000
Year Built: 1997
Area: 0490 - SML Franklin County
Subdivision: N/A
Description: Welcome to 381 Browns Point Dr! This spacious 4BR/2BA one-level home is sit...
Water ID: Smith Mtn Lake
Listing Office: PROPERTY NAVIGATORS LLC
Last Updated: September - 04 - 2026

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All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.

Notable areas & subdivisions

A few of the neighborhoods buyers ask about most — described by their setting and housing, never by who lives there.

The Water's Edge

The Franklin-side golf and country-club community Paul's guide singles out as prestigious — an established waterfront and water-access neighborhood.

Westlake / Bridgewater

The commercial corridor's mix of condos, townhomes and off-water homes, closest to services.

We describe communities by their features and setting only — never by the characteristics of the people who live there. (Fair Housing.)

Moneta Questions

What buyers ask about Moneta

Is Moneta a good area of Smith Mountain Lake to buy in?

For many buyers, yes — it offers the lake's widest range of homes and the easiest access to shopping, dining and services. The right side of the lake depends on how you'll actually use it; that's a good conversation to have before you choose.

What's the price range for homes in Moneta?

Moneta carries the widest spread on the lake — from water-access condos to premier waterfront estates — so ranges shift with the market. The live MLS listings above update daily, and Paul quotes current numbers on request.

Is Moneta on the waterfront side of Smith Mountain Lake?

Moneta includes true waterfront, water-access, and off-water homes. Because the lake winds through the area, "in Moneta" can mean very different drive times and settings — worth checking property by property.

Explore Moneta

See what's for sale in Moneta

Browse current Moneta listings, or start with the free guide before you tour a single home.

More on why buyers love Moneta →

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